A native of Denton, Texas, Terrence Chin-Young Jr. graduated from the University of Delaware’s Alfred Lerner College of Business and Economics with dual master’s degrees in business administration and business analytics and information management.
Chin-Young Jr. was nominated for this series by Academic Program Coordinator Andrea Hartman.
Chin-Young Jr. said, “I am in the dual MBA/MS in BAIM program and previously graduated from UD in 2014 with a double major in finance and MIS. I have volunteered at the Metropolitan Wilmington Urban League as a Gilliam Fellow (class of 2022) and just recently got first place at the Carol A. Ammon case competition in 2024. Outside of school, I am a Senior Product Manager at JP Morgan Chase and have a passion for financial literacy and helping people realize how their current decisions can impact their future generations.”
In this profile, Chin-Young Jr. shares his favorite UD memories, how he has changed during his time at UD and his plans following graduation.
Lerner: How do you think you have changed from your first semester at UD to now?
Chin-Young Jr: I started the MBA and MS in BAIM programs as the pandemic was winding down and in-person classes were starting to resume. This meant I had to stick to a strict work schedule so I could make time to drive from Wilmington to classes in Newark.
Lerner: What have been some of the challenges you have faced during your college experience and how did you overcome them?
Chin-Young Jr: Working a full-time job and taking 12+ credit hours for several semesters to finish dual degrees in two years was not an easy feat. I also moved to Texas in the beginning of 2024 from Delaware so being in a brand new state and adjusting to my surroundings have taken some time but I now feel like it’s home.
Lerner: What was your favorite signature UD experience and why?
Chin-Young Jr: Taking part in the 2024 Carol A. Ammon case competition and winning first place with my team, the ‘Analytical Artisans’. I also attended the 2023 football playoff game vs. Lafayette when UD came back from three touchdowns to win the game.
Lerner: Did you have a Lerner professor or staff member that had a big impact on your UD experience?
Chin-Young Jr: Andrea Everard and John D’Arcy were both influential during my graduate school experience. I have known Dr. Everard since my time as an undergraduate student at UD and she has always been someone who I can turn to for a second opinion or life advice. She deeply cares about her students and encourages them to bring their authentic self to the classroom. Dr. D’Arcy sparked my interest in cybersecurity and helped me understand how that field will grow in the future. He would make time after class to answer all of my questions and genuinely take time to learn more about me.
Lerner: What does being a “Lifelong Lerner” mean to you?
Chin-Young Jr: Being comfortable with being uncomfortable. As I have progressed through my working career, new technologies have emerged (Blockchain, Virtual Reality, Artificial Intelligence and Machine Learning) so it’s important to keep up to date in case an opportunity presents itself that requires some baseline knowledge for a new role.
Lerner: What advice would you give to incoming freshmen to make the most out of their college experience?
Chin-Young Jr: Get out of your comfort zone and immerse yourself in the campus experience. Join a fraternity or sorority, take part in registered student organizations, attend a UD sporting event and I think most importantly, be open to making friends with students from all backgrounds.
Lerner: What are your plans following graduation?
Chin-Young Jr: I will continue to work at JP Morgan Chase as an Area Product Owner supporting our credit card platform teams.